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Finance Center

Welcome to Our Financing Department

Hassle-Free Auto Financing near MIDLAND, TX.

You finally found your perfect crossover, SUV or truck and you can't wait to take it out on the road. All that's left is figuring out financing, and the experts at All American Chevrolet of Midland are here to help. We have close contact with numerous local banks and lenders, which gives us a variety of choices when it comes to securing the payment solution that works best with your budget. Not sure where to start? Give us a call. We'll work with you to ensure you understand all your options, so you can make confident decisions.
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Loan or Lease? The All American Chevrolet of Midland Team Helps You Choose

With the expert guidance of our finance team, drivers across MIDLAND find the perfect loan or lease for their budgets. Whether you prefer a lower monthly payment and the ability to trade up every couple of years with a new-vehicle lease, or you prefer the freedom to drive as many miles as you want and keep your vehicle for a long time with a loan and purchase agreement, we want to help. Unsure which of these financing deals is right for you? We'll walk you through each one step by step and, together, we can find the best route for you to get the new vehicle you need.

    Apply for Financing & Work with Our Team at All American Chevrolet of Midland

    We can help you by entering your information into this easy and secure form and letting our team take a look. We can help you learn what financing terms you qualify for, and whether to lease or buy. Our team is standing by in MIDLAND to help you bring home the right car today. Contact us to learn more.
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        FAQs

        How do I get a good interest rate?

        There are many factors that go into obtaining a good interest rate. Among the best things you can do is talk with one of our financial experts, as they help many people -- of all budget situations -- every month put their best foot forward to secure financing. Their expertise allows them to select the best banks and lending agencies for your situation and have them compete to get the best interest rate for you.

          How much of a down payment do I need to finance a car?

          Down payments are not always a requirement to purchase a car. Many people finance vehicles every day without a down payment. However, lenders do sometimes require down payments if they feel the loan is at a higher risk of not getting paid in full due to a poor credit score or a lack of prior credit history.

            How can I find the value of my trade-in?

            To get top dollar and a truly accurate value for your trade, we will need to see it in person. However, if you are just looking for a ballpark figure, you can use our website’s used car trade-in appraisal tool.

              Does my credit score impact my loan rate?

              Yes. Your credit score will have an impact on your loan rate. However, your credit is not the only thing banks and lending agencies look at in determining your rate. Our finance experts are here to help you determine what factors you can do to help secure the best rate for your situation.

                I have a low credit score -- can I still finance a car?

                Yes! We have lenders and banks that are willing to work with all credit types.

                  I don’t have a credit history yet -- can I still finance a car?

                  Absolutely! Everyone must start somewhere at some point in time. Every individual’s situation is a little different and may require some extra steps, but our finance experts are here to help put you in contact with the right lender to get your needs taken care of.

                    What’s the best length for a car loan?

                    The best term for a car loan is the one that fits your needs the best. We would be happy to go over each term with you and help you find your best fit.

                      Can you offer a better interest rate than my pre-approved rate?

                      In most cases, we do provide better interest rates than what an individual could obtain on their own. This is because we are in direct contact with many different lenders and have them compete against each other to provide the best rate for you.

                        Can I reduce my monthly car payments down the road?

                        Your payment will remain the same throughout the length of the loan, however there are many available lending agencies that offer the ability to refinance, which could result in a lower payment.

                          Can I sell my car while I’m still paying it off?

                          Yes! The majority of vehicles we take in on trade still have a balance or payoff amount associated with them.

                            Can I add a warranty when I buy a car?

                            Yes! We offer a wide selection of options when it comes to protecting your vehicle investment from unexpected repairs.